Rotem Home Care LLC
What is Community First Choice (CFC) program?
Community First Choice provides the option to offer certain community-based services as a state plan benefit. Community First Choice consolidated personal care services across two existing programs; Living at Home Waiver and Older Adults Waiver. The program allows individuals of any age who receive full community Medicaid benefits to have access to expanded services such as personal care, personal emergency response systems, services that substitute for human assistance, home delivered meals, and support planning.
What is Community-Based Options Waiver (CO) program?
The goal of the Community Options Waiver is to enable individuals 18 years of age and older to remain in a community setting even though their advanced age or disability would warrant placement in a long-term care facility. The Waiver program allows services, usually covered by Medicaid in a long-term care facility, to be provided to eligible individuals in their own homes or in assisted living facilities. The Community Options Waiver provides support planning services for potential clients and clients already enrolled in the program. Other services include personal care, respite care, home-delivered meals, environmental assessments, environmental adaptations, personal emergency response systems, assistive devices, behavior consultations, and nutritional consultations.
Am I Eligible for Medicaid?
Many different groups of people may be eligible for Medicaid in Maryland. As part of health reform in 2014, Maryland expanded Medicaid to nearly all adults under age 65 with incomes at or below 138% of the Federal Poverty Level or about $16,643 per year for one person in 2017.
Also, if you are disabled or over age 65 and receive Supplemental Security Income (SSI) as well as Medicare:
You are entitled to full Medicaid benefits, which are provided as a wrap-around to Medicare once Medicare coverage begins. You may also be eligible for assistance with Medicare premiums, co-pays, and deductibles through the Medicare Savings Program.
What is home care and how does it differ from other types of care?
Home care involves providing medical and non-medical services to individuals in their own homes. Unlike nursing homes or assisted living facilities, home care allows individuals to receive personalized care in a familiar and comfortable environment, supporting their independence while meeting their specific needs.
What are the costs associated with home care, and does insurance cover any of it?
Costs vary based on the level of care required, the duration of service, and the location. Some home care services are covered by insurance, including Medicare and Medicaid, depending on eligibility and the type of care needed. It’s best to check with your insurance provider for specific coverage details